What you get Math, not AI Pricing How it works FAQ
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The Question

How long can you
keep the lights on?

Open Mind Ledger color-codes your runway, surfaces the risks before they bite, and gives every client a CFO-grade dashboard. Forecasts powered by eight classical statistical methods — no AI guesswork. Built on QuickBooks Online.

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Know your runway · Before you need to.

Runway
4.2
months · caution
EBITDA
$11,316
April · adjusted
Risk
79%
vendor concentration
MRR
+18.4%
vs prior 4-week
QuickBooks · synced 2m ago
EBITDA $11,316
Vendor concentration · 79%
MRR +18.4%
What you get

CFO-grade insights · Every client · One dashboard.

01 / Cash

Know your runway, before you need to.

Color-coded gauge, one-decimal precision, real-time burn. Hover any month to see what changed and why.

02 / EBITDA

See your true profitability.

Adjusted EBITDA bridge across owner comp, one-time items, and non-cash adjustments. The number a buyer would use.

03 / Risk

A bad quarter shouldn't be a surprise.

Vendor concentration, expense volatility, AR aging, payroll coverage. Deterministic rule-based alerts surface warnings — you decide.

04 / Budget

Your budgeting process — organized.

Multi-budget support. Incremental, Zero-Based & Activity-Based models. Scenario-driven variance tracking.

05 / Tax Planning

Year-round clarity. Calculated projections.

Business + personal tax planner. ES payment & savings calculator. Full owner/spouse income snapshot.

06 / Forecasting

Eight statistical methods. Zero guesswork.

Pick the right model for the data — or let the ensemble do it. ARIMA, SARIMA, Seasonal Naive, Simple Exponential Smoothing, Holt's Linear, Holt-Winters, Theta, and Ensemble. 95% confidence intervals with step-by-step methodology breakdowns. Deterministic math — not a language model guessing.

07 / Multi-Entity Consolidation Included · Early-adopter promo

One set of books, many companies.

Parent + subsidiary roll-ups, intercompany eliminations, and consolidated P&L and Balance Sheet across QBO files. Included free in every plan during our early-adopter promo — pricing may change for new subscribers in the future.

08 / Automation ROI New

Labor vs. automation, to the dollar.

Cost every task at fully-loaded labor TCO, model keep/augment/replace side by side, and see the price of standing still. Deterministic math — the differentiator no other dashboard offers. See how →

The Dashboard

Twelve clients. One view.

dashboard
Dashboard Cash P&L Forecast Risk Synced 2m ago
Northridge CPA · April 2026
Executive summary
This month QTD YTD
Cash on hand
$54,632
▲ +8.3%
Adj. EBITDA
$11,316
▲ +2.1%
Burn / mo
$13,038
▼ −4.0%
Runway
4.2 mo
caution
Cash · 12 months
Actual Forecast
$80k $60k $40k $20k $0 TODAY $54.6k May Aug Nov Feb Apr Jun Jul
Rule alerts · 3
Vendor concentration
One vendor at 79% of spend.
Volatility flagged
Expenses vary 241%.
Revenue rebounding
+18% above 4-week avg.
New · Automation ROI

Labor vs. automation — costed to the dollar.

The question every owner, CEO, and CFO is asking right now: what does this work cost in human labor today, what would it cost to automate it, and can we afford not to move?

Open Mind Ledger answers it. We break the work into tasks, cost each one at fully-loaded labor TCO — cash, direct, and loaded layers you can audit — then model three paths side by side: keep it manual, augment it, or replace it. Every figure is a deterministic calculation off your QuickBooks data. No black box. No guessing.

The cost-of-inaction readouts no other tool gives you

Price-floor gap

How far a competitor who automates could undercut your price before you'd even feel it.

Margin gap

The profit margin you leave on the table for every month the work stays fully manual.

Capacity gap

The hours you'd reclaim — and the headcount it would otherwise take to keep up.

Standstill gap

The dollar cost of doing nothing this quarter, compounded out over your roadmap.

Scenarios, a time-phased roadmap, and model-vs-actual tracking from your books — all deterministic analytics, not a language model guessing. This is what sets Open Mind Ledger apart from every other dashboard on the market.

Math, not AI

Forecasts you can audit. Not a black box that guesses.

Other tools point a language model at your books and hope. We use eight classical time-series methods — every projection is reproducible, every confidence interval is a real statistic, and every model choice is explainable line by line. No hallucinations. No drift between runs. No surprises in front of your client.

Eight statistical methods · pick one or ensemble them

ARIMA

Autoregressive integrated moving average — the workhorse for trending non-seasonal series.

SARIMA

Seasonal ARIMA with auto-detected seasonal period — built for monthly QBO data.

Seasonal Naive

"Last year's same month" baseline — the honest benchmark every forecast must beat.

SES

Simple Exponential Smoothing — for flat or noisy series with no clear trend.

Holt

Holt's linear-trend smoothing — captures direction without overfitting noise.

Holt-Winters

Triple exponential smoothing — trend + seasonality, the classic monthly-revenue model.

Theta

Decomposition method that won M3 — robust on short business histories.

Ensemble

Blends the top performers on your data. Set-and-forget for non-statisticians.

Other tools

"AI forecasts"

  • ✗ Different answer every run — non-deterministic
  • ✗ Confidence ranges are vibes, not statistics
  • ✗ Quality depends on what the model was trained on
  • ✗ Can't explain why it picked a number
  • ✗ Degrades unpredictably as your data gets complex

Open Mind Ledger

Classical time-series math

  • ✓ Same input → same output, every time
  • ✓ 95% confidence intervals from real statistics
  • ✓ Eight peer-reviewed methods, fitted to your data
  • ✓ Every step of the methodology shown on screen
  • ✓ Performance scales with data quality, not training data

We don't ship a chatbot, we don't fine-tune on your books, and we don't send your QBO data to a third-party model. If you want to plug your own AI tool into the numbers, our Data Export API is on Professional and Business tiers.

Simple pricing

One price based on your QBO count.

Core modules on every tier. Higher tiers add Financial Schedules, Data Export API, and Priority Support. Multi-Entity Consolidation included free during our early-adopter promo. 5-day free trial — no credit card required.

Solo

1–3 QBO companies

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Pay per company

  • CEO Dashboard
  • EBITDA Analysis
  • Cash Flow Forecasting
  • Tax Planning Tools
  • Basic Reports
  • Multi-Entity Consolidation (included — early adopter)

Starter

1–5 QBO companies

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Core modules

  • CEO Dashboard
  • EBITDA Analysis
  • Cash Flow Forecasting
  • Tax Planning Tools
  • Budget Module
  • Standard Reports
  • Email Support
  • Multi-Entity Consolidation (included — early adopter)

Professional

16–30 QBO companies

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Everything + API & priority support

  • CEO Dashboard
  • EBITDA Analysis
  • Cash Flow Forecasting
  • Tax Planning Tools
  • Budget Module
  • Financial Schedules
  • Data Export API
  • Priority Support
  • Multi-Entity Consolidation (included — early adopter)

Need more capacity?

Business

31–50 QBOs

$7,548/year

Everything in Professional + 50-company capacity

Enterprise

50+ QBOs

Contact us

Pricing calculator

See your cost per QBO company based on your firm size

QBOs
11020304050
Monthly
/month
per QBO/month
SAVE 10%
Annual
/month

per QBO/month

Based on QBO companies, we recommend the plan (up to companies)

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Every plan includes

5-day free trial Client portal access Real-time QBO sync Open data export API
How it works

How the free trial works

1

Sign up — no credit card required

Create your account in under 60 seconds.

2

Get instant access to every module

CEO Dashboard, EBITDA, Cash Flow, Tax Planning, Budget, Forecasting, and Multi-Entity Consolidation — all unlocked during your trial.

3

Connect your QuickBooks companies

Secure OAuth connection. Your credentials are never stored.

4

Explore everything for 5 full days

Test every feature with 1 QBO file. See the value firsthand.

5

Pick your plan based on QBO count

Core modules stay on every tier. Higher tiers unlock Financial Schedules, Data Export API, and Priority Support.

Mobile app Coming soon

Your numbers,
in your pocket.

The Open Mind Ledger app is on its way to Android and iOS — so you and your clients can check on the business from anywhere, any time, without opening a laptop.

Every dashboard, on the go

Cash position, income detail, EBITDA, and per-account drill-downs for every connected company — live from your synced data.

Notifications on your limits

Set spending and income thresholds per account or category — get a push notification the moment your numbers cross the limits you set.

Forecasts & what-if scenarios

Admins carry the full forecasting cockpit — cash, revenue, gross profit, collections — plus what-if scenarios, right on the phone.

First onAndroid Then oniOS
Riverside Plumbing Co. Synced
Operating cash
$184,250

Meals & Entertainment is above your $2,500 monthly limit.

Open Mind Ledger
Riverside Plumbing Co.

Fuel expense crossed the $4,000 limit you set for June.

FAQ

Frequently asked questions

You get full access to every module for 5 days with 1 QBO file — including Multi-Entity Consolidation. No credit card needed. After the trial, pick the tier that matches your QBO company count.
Core modules — CEO Dashboard, EBITDA Analysis, Cash Flow Forecasting, Tax Planning, and Budget — are on every paid tier (Solo includes core minus Budget). Growing and above add Financial Schedules and Advanced Reports. Professional and Business add Data Export API and Priority Support. Multi-Entity Consolidation is included free at every tier during our early-adopter promo.
Yes, all plans can be paid monthly with no long-term commitment required. Choose annual billing to save 10% on any tier.
Pricing is based primarily on the number of QuickBooks Online companies you connect. Core modules are on every tier; higher tiers add Financial Schedules, Data Export API, and Priority Support. Multi-Entity Consolidation is currently included free as part of our early-adopter promo. As your practice grows, simply upgrade to a higher tier.
Yes! You can upgrade to a higher tier anytime to add more QBO companies or unlock Financial Schedules, Data Export API, and Priority Support. If your client count decreases, you can downgrade at your next billing cycle. Multi-Entity Consolidation stays included at every paid tier during the early-adopter promo.
You'll simply upgrade to the next tier when you're ready. We'll notify you when you're approaching your limit. Pricing adjusts based on your QuickBooks company count.
No. You choose your plan after the trial ends. No surprises, no automatic charges. We don't even ask for a credit card to start.
Yes. Every plan includes read-only authenticated access to your team's alerts, KPIs, rules, and recent transactions via the Data Export API. Connect any business tool that can make an authenticated HTTP request. Your credentials and data stay yours.

The clock is already ticking.

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Know your runway · Before you need to.

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